No Credit Card? No Problem! These are the recommended apps that you can buy Game Credits! (Updated)


NOTE: For Philippine Residents only. Some online games like Ragnarok Online, Steam Games, Garena, Heartstone and others will require payment methods like PayPal, Visa / MasterCard Credit Card. So if you don’t have these, What will you do? These are the recommended apps will you convert cash into game credits!

1. is the BEST and RECOMMENDED way that you can get if you can’t afford a credit card. You can get some affordable fixed credits WITHOUT PAYOUT FEES! (This is included in your cash in.) You can buy credits in some of the ff:

  • Steam Wallet
  • zGold — MOL Points
  • Garena Shells
  • EX Cash (Ragnarok)
  • Level Up!
  • Game Club
  • Cherry Credits
  • Gift Card (Blizzard)
  • WarpPortal (Ragnarok Journey)
  • Razer PINs

Updated as of June 19, 2018 until now.

And lastly, it is directly send to you via SMS!

You can also earn money via Bitcoin or Ethereum, Rebates for load, Send and recieve, pay bills and so much more!

Visit via web and you can buy also here via cash out, Or download on Google Play.

You can also use my refferal link here to get PHP50 where your ID and Selfie verification is verified.

Load up is available on 7-eleven, MLhuiller, Cebuana Lhuiller, GCash (via DragonPay) and etc.

2. PayMaya

PayMaya is a solution for all the online stuff in the internet. You can activate the Virtual Card automatically by register into app manually.

But there is a catch. If you want to activate a payment method for this virtual card, You will load P100 to add this on credit card, You will charge P50 or more, but don’t worry! This will be refunded automatically depending on the merchant.

Also, PayMaya is now adding a gaming pins thay you can buy using your PayMaya cash in money. QR code feature for buying in some stalls and malls in the Phillipines.

You can buy in-app purchases, Twitch Prime, Tamago Live T-coins and other internet transactions with PayMaya! Just connect your Virtual card to the payment details.

Download PayMaya app now on Google Play and App Store! Or visit their website for more info.

Load up is available on 7-eleven, BDO, Selected Smart Padala Centers, Mini Stop, Robinsons and SM Department Stores, and Smart Money! For more information on how to loadup, click the “Add Money” button on the PayMaya app.

3. GCash

GCash is one of the most used banking partner and it implements the virtual and physical credit cards, QR code feature and also connect to your PayPal account to recieve money directly onto your GCash account. And it has a game credits added into GCash. That’s good.

Download GCash on Google Play and App Store! Also visit their website to know more.

It’s up to you even you can buy at the stalls outside or you will cash in onto these accounts. And remember to remember your password and the number on your account so you will not get fraud transactions.

If you know you are a victim of a fraud, contact their customer service agents directly to address this issue.